Mortgage Loan Officer Needed

Location: Brooklyn, NY, United States
Date Posted: 20-09-2017
Position: Mortgage Loan Officer 
Location: Brooklyn, NY

This is a full-time position with great benefits including 401K matching.


International Bank is seeking a motivated Mortgage Loan Officer experienced with generating mortgage loan production. Ideal candidate will actively reach out to new businesses and individual clients, develop and maintain sources, support and participate in executing strategic vision of the department, represent company by participating in local community networking events, and ensure that all loan originations are in compliance with the company’s policies, procedures, and government regulations.

Must have 2+ years of experience
MUST HAVE NMLS LICENSE


If interested, please email your resume to eric.derise@jba.com for immediate consideration.

Job Mission
  • Generate mortgage loan production.  
  • Actively solicit new business, develop and maintain sources to achieve the assigned business objectives and financial performance. 
  • Support and participate in executing the bank’s strategic vision for the department  
  • Represent the bank by participating in local professional and community associations in their networking activities. 
  • Ensure that all loan originations are in compliance with the bank’s policies and procedures and government regulations.

Job Duties
  • Originate mortgage and related loan applications  in an assigned territory; develop long term referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit business and conduct sales-related activities, frequently outside of Bank locations, in order to meet specific loan volume origination goals. 
  • Identify cross-sell opportunities, including opportunities to refer customers to other sales representatives (Branch staff, Commercial Real Estate, Commercial and Industrial Lending, Cash  Management, Financial Consultants) through proper customer profiling and needs-based selling
  • Process self sourced and bank branch sourced loan applications.
  • Collect, examine and evaluate financial and personal data in order to pre-qualify, counsel and recommend appropriate residential lending products to applicants.
  • Receive loan applications, review application information and obtain specific supporting documents needed/required based on loan investor guidelines, and submit properly completed loan application packages to processing and underwriting for approval. 
  • Correspond, communicate and coordinate with applicants, in-house support staff and outside service providers to facilitate timely loan processing and closing. 
  • Actively participate in all bank’s mortgage and mortgage related product sales campaigns and promotions and exceed target goals
  • Successfully complete all mandatory training assigned in a timely manner
  • Coach branch staff in the proper compilation of loan packages and on mortgage and related product features and sales techniques.
  • Refer mortgage customers to retail branch and wealth management  staff for cross selling opportunities
  • Support and encourage team approach to serving assigned branches
  • Understand and comply with all applicable Bank’s policies and procedures as well as governing laws and regulations.  
  • Perform related duties, as required, for the training and development purposes. 
  • Perform all assigned duties under Bank’s compliance programs and related laws & regulations
  • Successfully complete all mandatory training on related Bank’s and BSA compliance as well as other laws and regulations as assigned and in a timely manner.

Qualification & Prerequisites
  • 2+ years of external/outside retail mortgage  loan origination experience with an emphasis on self-sourced business 
  • Ability to establish referral partner relationships in the market (e.g., realtors, builders, attorneys, financial advisors or CPAs) 
  • Thorough knowledge of mortgage related products, procedures, and the government rules and regulations pertaining to them
  • Excellent customer service skills with the availability to assist customers on evenings and weekends 
  • Willingness to work in a fully commissioned sales environment 
  • Good verbal and written communication skills with the ability to explain programs, loan terms, features, policies and benefits to customers and business partners 
  • The Foreign National Program  a plus
  • Experience with LMI or CRA loans a plus
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